The Finance

The Union Government amended Colliery Control Rules for simplifying the approval procedures required for opening coal and lignite mines in order to accelerate coal production in India.

In its 58th meeting the MPC of RBI held during 3-5, December 2025 unanimously slashed the repo rate  under the liquidity adjustment facility (LAF)  by 25 basis points to 5.25%. The meeting was chaired by the RBI Governor Shri.Sanjay Malhotra.

India plans for the next phase of public sector bank consolidation . In the words of Finance Minister of India , said" a lot of big, world class banks" to meet the growing needs of a fast expanding economy. Further the Minister said " We will need to sit and talk with the Reserve Bank of India and banks on how they want to take it forward and also discuss with the Reserve Bank of India how they want to build larger banks." It is reported that discussions with the Reserve Bank of India and other concerned banks are already underway. The undergoing process of consolidation of public sector banks is not just for amalgamation, but for creating an environment in which banks can operate and grow together. The last major bank consolidation was completed in 2020 whereby 10 public sector banks were merged into four larger banks . With the next phase of bank consolidation India aims to build stronger larger banks for competing with global scale banking entities. The propo...

When choosing the right health insurance coverage for your family, consideration of number of family members and their age are significant and crucial.  Health and related needs of your parents and teens have to be properly considered while choosing the right insurance policy. When your family consists of more ageing parents and teens same policy for all may not be ideal because parents may typically require medical treatment more frequently. In such circumstances a family floater plan may not be a right choice. In such scenarios individual plans are more appropriate.   For instance if your family consists of 5 ageing parents and a child with you/ you and your spouse the parents may require more frequent medical treatment thus they may use the vast chunk of the insurance cover and will cut your family's (You, spouse and children )cover. In case your parents are over 60 or 70 or they suffer from critical medical conditions individual plans separate their medical needs fr...

What is Right Issue?

Overview   Nifty is presently in positive trend since closing above 25781.In daily chart 25781 can be considered as a reversal point.Closing below 28781 will trigger bearish momentum . After touching altime high of 26104.20 Nifty has created two negative candles in the daily chart giving a cautious view. Nifty closed at 25795.15 in the previous day trading on Friday 24 October 2025.

Indian Stock Market closed higher today. Sensex and Nifty touched all time high surpassing previous 52 weeks high level.Reports regarding good earings, foreign funds majorly supported the investor sentiment . Investors and traders expect strong festive demand , recently made tax cut and policy support will drive corporate profits higher in the second quarter of Financial Year 2025-26 Nifty 50 Nifty touched intraday high of 26104.20(also 52 weeks high and all time high) and closed at 25891.40. However Nifty failed to sustain momentum due to profit booking. Opening - 26057.20 Previous Close - 25868.60 Top gainers today   Infosys   HCLTECH   TCS Shriramfin Axis Bank  ONGC Kotak Bank  Wipro  Titan TechM Tata motors  Hindalco  Tatasteel  LT ITC Bajfinance  SBI life  Maxhealth SBIN Coal India  Hindunilvr Powergrid  Bajajfinsv BEL NTPC HDFC Bank  M&M Technicals on Nifty  EMA and SMA show bullish 

Dividend Ex-date : November 03 2025 1. Cogate Palmolive India Ltd (Rs 24 per share). 2. DCM shriram Ltd . 3. OFSS Ltd (Rs. 130 per share) 4. Shree Cement Ltd . Ex-date : 31 October 2025 Coforge Ltd - Rs 4 per share   Jasch Gauging Technology Ltd - Dividend  Julian Agro Infratech Ltd - 0.01 per share  Laurus Labs - 0.8 per share . NRB Bearings Ltd - 2.5 per share  Supreme Petrochemical Ltd - 2.5 per share  PDS Ltd - Dividend 

 I believe that the Nifty 50 is tired after a consistent major rally of previous 3 days. Trend is positive. Traders and investors may take cautious steps. They may wait for a dip and for a good technically support level . Nifty 50 action on 17th October 2025 opening - 25546.85 day range - 25508.60 - 25781.50 Closing - 25709.85 Support 25552 25394 25278 Resistance 25826 25941 26098 Reversal Point   25434 Technicals Candle stick    -   Long bullish candle - Bullish MACD - trending northward with rising histogram-bullish Overall - Bullish

The contents in this part is subject to daily/weekly updation by adding new information and necessary changes based on verifiable source.

WHAT IS CASH CREDIT?

 According to the new executive order signed by U.S President Donald Trump the U.S imposed a new anual fee of 100000 dollars on H-1B Visa holders.

Growth expectations     In the light of increased demand, innovation and technological advancements the global pharma sector is expected to grow to reach over 3 trillion dollars by 2032. In line with global growth the value of India's pharma sector especially listed companies is expected to grow. All over the value of domestic pharma sector is expected to hit 130 billion dollars by 2030 and 450 billion dollars by 2047.

In corporate sector the term Big Four refers to the following 4 companies. 1. Deloitte  2. EY  3. PwC 4. KPMG Their services to corporate sector is famous and well-known due to its quality and trust. What services they provide? EY The EY offers taxation services and solutions, consulting services and solutions, AI solutions, strategy and transaction services, technology consulting services and solutions,risk services and solutions, sustainability services and solutions, people and workforce, managed services and solutions. Deloitte   The Deloitte offers audit services, insurance services, business process solutions, customer services, cyber services, human capital, strategy and transaction, sustainability,risk, regulatory and forensic services, legal services,operate services,tax services, engineering services,AI solutions, data services, Enterprise technology and database services, generative AI, global employer services, international specialist services. PwC The PwC of...

For Financial Year 2024-25 Assesment Year 2025-26) September 15, 2025 is the due date for Income Tax Return filling for taxpayers not requiring audit, such as individuals and HUFs as per the CBDT notification. Filing is now simpler with pre-filled forms anf data and you can file your ITR faster than earlier via online processing. As per report from the website of IT department,  o ver 7.28 crore ITRs were filed in AY 2024–25.   Late filing attracts penalties and interest charges.

General The Multi Commodity Exchange of India Limited  (MCX) is India's prominent and largest commodity derivative exchange. It provides  facilities of online trading of commodity derivatives transactions.

Government website usa.gov is an official website of the United States Government.It helps people to locate and understand government benefits, programs and information.

The administration of tax and tax environment has been revolutionized to a large extent due to globalisation, continues tax regulation and advanced technology. In the changed tax environment the traditional tax compliance and reporting methods by invoking manual process is time consuming and prone to human errors. Most of the clients approach reputed auditing accounting taxation related professional services firms like Big Four.

Crudeoil WTI (7 th August 2025,  08.49 PM Central Time ) Crudeoil WTI opened positive at 64.40.Previous closing - 64.35

Balasore (Odissa)  Principal of an autonomous college in Balasore district of Odissa state in India has been arrested on monday in connection with an attempted suicide of a college student in the campus by setting herself on fire. Following the incident the student sustained serious burn injuries was admitted in Balasore District Hospital initially and shifted to AIIMS for advanced treatment. Suspended   The Principal was suspended after the student of B. Ed course attempted suicide by setting herself on fire. No action taken  Inaction from the part of college authorities over her sexual harassment complaint against her professor who sexualy harassed her. The Higher Education Department said in their suspension order that the Principal had failed to handle the complaint in proper manner and also failed to performing his duty as Principal in this regard. The father of the student alleged that the Principal gave pressure over his daughter to withdraw complaint against the P...

If you are planning to file your Income Tax Return(ITR), before filling ITR-1 for Assessment Year 2025-26(Financial Year 2024-25), it is advised to refer relevant provisions of Income Tax Act, Rules and Notifications for getting complete details. Income of spouse(other than those covered under Portuguese Civil Code) or minor are to be clubbed only if the source of income is within the specified limits as mentioned below. ITR - 1(SAHAJ) . ITR - 1 is applicable for a Resident (other than Not Ordinarily Resident) Individual having Total Income from any of the following sources upto Rs.50 lakh. 1. Salary/Pension. 2. One house property. 3. Other sources (interest received on enhanced compensation, interest from savings account, interest from deposits, interest from income tax refunds, any other interest income family pension, dividend etc.) 4. Agricultural income upto Rs.5000. Explanation   ITR-1 cannot be used by a person (1) who is a Director in a company. (2) has held any unlist...

  Under Operation Sindhu mission India removed more than 4000 Indian citizens from Iran and Israel in the midle of ongoing conflict between the two countries. India made 19 special flight service on June 18 to bring its citizens from the two countries to India, according to the Ministry of External Affairs (MEA) Post on 'X' by Official Spokesperson  As per the latest disclosure by MEA Spokesperson on 'X' dated June 26,2025 a new batch of 173 Indian citizens evacuated from Iran and a flight from Armenian capital Yerevan, carrying 173 Indian citizens reached Delhi late night 22.30 hrs on 26 June 2025. As per the information a total of 4415 Indian citizens (3597 from Iran and 818 from Israel)

  A hierarchically oriented path and continuously chase up progress is significant feature of Poland business administration. Poland business fraternity generally expects such an approach from business executives in their decision making. In order to prevent conflict in business administration many Polish companies still follow hierarchically oriented organizational structure based on former bureaucratized socialist system. Thus an authoritarian style of leadership with deep and steep hierarchy became part of business circle or corporate structure of Poland.  A deep and steep hierarchical method of business administration with authoritarian approach is not suitable for advanced world. Therefore an advanced society gives more importance to participatory decision making in every field including in the area of business administration. Therefore a new business model of participatory management is visible among the younger generation in business.The presence of authoritarian and pa...

Ex. Dividend Date 03 October 2025 Fineotex Chemical Ltd. Interim divident 40% @ Rs.0.8 per share. Glenmark Pharmaceutical Ltd -  Interim dividend 250% @ Rs.2.5 per share.

The world community have expressed concerns over the Iranian Parliament's approval to close the Strait of Hormuz after US force carried out strike on three Iranian nuclear sites of Natanz, Isfahan and Fordow. However the Iran's Supreme National Security Council is the authority to take final decision in this regard.  As an international diplomacy US Secretary of State Marco Rubio urged China to insist Iran not to shut down the Strait of Hormuz while speaking at Fox News. If Iran's plan to close the Hormuz is implemented, it  would be an 'Economic Suicide' Mr. Rubio said. Location of the Strait of Hormuz and its importance. The Strait of Hormuz is a narrow water body situated between Iran and it's Arabian Gulf nations (Saudi Arabia, UAE, Kuwait and Iraq) facilitating daily transportation of global oil supply.It is the vital export and import route for global oil passage.  According to Bloomberg the Strait of Hormuz enables the daily transportation of big bulk of,...

Madras High Court's decision that a woman does not lose her individuality after marriage and she has always the full legal right to apply for a passport without her husband's permission or Signature. The Court observed that the practice of insisting on a husband's permission to apply for a passport does not augur well for a society striving for women's emancipation and is nothing short of male supermascism. Incident led to litigation before the Madras High Court A passport application submitted by the Petitioner (J Revathy) was kept in abeyance by the Regional Passport Authority of india on the ground that her husband had not signed the relevant application form. Hence she approached the Madras High Court for redresal of grievances. Accordingly the Court gave direction to the Passport Authority of India to process her application and issue the Passport within four weeks provided other formalities are satisfied. This judgement of the Madras High Court reemphasized the ri...

The BBC warning of legal action against Perplexity alleging Perplexity reproduced BBC content without their consent. The BBC sent legal notice to Perplexity asking to stop the alleged unauthorised access to BBC content and also demanded to delete any content it hold.

  A commitee of three judges appointed by the Supreme Court of India to probe corruptionion charges leveled (allegations of cash discovery at the residence) against Justice Yashwant Varma forward a 64 page Report to both to the President and the Prime Minister of India recommending the dismissal of Justice Yashwant Varma.   The corruption charges took against him in the wake of discovery of partially burnt currency notes from the store room of his official residence in Delhi during the process of extinguishing when a fire broke out there on March 14,2025.    After the incident the Supreme Court transferred him from the Delhi High Court to Allahabad High Court.It was acknowledged that only Varma and his family were allowed access to the store room and no outsiders were allowed, therefore the committee found that such large quantity of notice could not have been kept there without the permission of Varma or his family .   It was also conducted an inquiry into the ...

  Finally,the test report of Dutch Forensic Institute NFI denies presence of Cannabis in some cola flavored haribo sweets.Earlier test result not conducted by the NFI pointed out the presence of Cannabis in cola flavored haribo sweets which led to a nationwide recall.   “This result is different to that of the indicative test carried out earlier and means that cannabis did not end up in the cola bottles anywhere in the Haribo process,” the NFI is quoted as saying.Haribo said in a statement that......all the samples were negative, in line with an earlier report from the Dutch police.   google.com, pub-9758678631915166, DIRECT, f08c47fec0942fa0  In the light of the NFI report uncertainty remains on  what was in the sweets that led to two children being hospitalised, one of whom was reported ly in a comma stage.However an investigation is continuing into what made the 2 children ill. The test result  ends allegations of  the involvement of Haribo.

National Stock Exchange   Indices eligible in derivatives Nifty 50 Nifty Next 50 Nifty Bank  Nifty Financial Services Nifty Midcap select Broad market indices Nifty 100 Nifty 200 Nifty 500 Nifty Midcap 50 Nifty Midcap 100 Nifty Smallcap 100 India VIX Nifty Midcap 150 Nifty Smalcap 50 Nifty Smallcap 250 Nifty Midcap 400 Nifty 500 Multicap 50:25:25 Nifty Largemidcap 250 Nifty Total Market Nifty Microcap 250 Nifty 500 Large mid small equal cap weighted. Sectoral indices Nifty IT Nifty Pharma  Nifty PSU Bank  Nifty Private Bank  Nifty Auto  Nifty Metal  Nifty FMCG Nifty Infrastructure  Nifty Realty  Nifty Media  Nifty Energy  Nifty Consumer Durables Nifty Commodities  Nifty Oil &Gas Nifty Services Sector India VIX Bombay Stock Exchange BSE Sensex BSE 500 BSE Bankex BSE Financial Services BSE Midcap Select Index BSE Sensex 50 BSE 100 BSE 200 BSE Largecap BSE Midcap BSE Smallcap Sectoral indices BSE IT BSE Healthcare BSE PSU BSE ...

Nifty 50 closed 93.10 (0.37%)points down. Pharma sector fell on Trump Tariff threat.Sensex and Bank nifty closed in red. All other sectoral indices closed in red.

  Iran's Fordow Fuel Enrichment Plant (FFE) is under heavy security in the light of recent Israel strike at Fordow triggered on 13 June 2025 Friday. The Fordow is the uranium enrichment site of Iran. The words of Israeli Ambassador to the U.S. Mr. Yechiel Leiter that "the entire operation .......really has to be completed with the elimination of Fordow" proves Israel's intention to dismantle Iran's uranium enrichment program before it reaches weaponization capability. Uranium enrichment needs tight international control for non-proliferation . Even though the Israel targeted Fordow during the Friday attack the International Atomic Energy Agency (IAEA) says no damage was reported at Fordow Fuel Enrichment Plant (FFE). At present Fordow Fuel Enrichment Plant (FFE) is built into a mountain and deep underground is inaccessible to Israel force since the Israel lacks the huge bunker busters and strategic bombers required to eliminate the Fordow facility. But the U.S. ...

The UPI of India enables multiple bank accounts into a single mobile application of any participating bank .The UPI merges several banking features into one hood. As part of this, it facilitates seamless fund routing and The payment can be scheduled under the the UPI facility in order to pay the amount as per the requirements and convenience.Like residents/citizen, NRI and Foreign nationals can also use the UPI facility Reserve Bank of India (RBI) Governor Dr.Raghuram G Rajan made the piolet launch of the UPI facility on 11th April 2016.Both public and private sector banks have initiated to upload their UPI enabled apps on Google Play Store from 25th August 2016 onwards. Benefits of UPI  It facilitates immediate money transfer through mobile app. Different bank accounts can be accessed by a single mobile application. It facilitates QR Code based payments as a solution to cash on delivery hassle, running to an ATM, or giving exact amount. It made merchant payment easy. It provides ...

RBI Governor (India) RBI slashed Repo rate. RBI governor Sanjay Malhotra announced repo rate cut of 50 bps. Accordingly repo rate dropped to 5.5 percent.The decision to slash repo rate declared after the Monetary Policy Committee(MPC )meeting.In his words "Geopolitical tensions and weather vagaries pose headwinds". Considering such circumstances the MPC retained the GDP growth forecast of the current fiscal year at 6.5 percent. Benefts   The rate cut is likely to benefit bond and also beneficial to borrowers because private and public sector bank will reduce their lending rates in tune with current repo rate. In this context a reduced lending rates will attract home loan customers.Therby the decision of rate cut may boost overall economic activities especially for the housing, auto and infrastructure sector.Employment opportunity in infrastructure development will also be improved. Consumer Price Index declines   The MPC calculated inflation for 2025-26 to be at 3.7% lower th...

Trump administration in USA banned entry of citizens from 12 countries to the United States to protect the US from foreign terrorist s and other national security and public safety threats. The Supreme Court of US upheld the President's authority to use section 212(f) of the Immigration and Nationality Act to protect the US through entry restrictions. The White House sees nationals from Afganistan, Burma,Chad, Republic of the Congo, Equatorial Guinea,Eritrea,Haiti,Iran, Libya, Somalia, Sudan and Yemen pose a very high risks to the US. accordingly Trump administration fully restricted and limited the entry of nationals from the above 12 countries. Besides the administration partially restricted the entry of nationals from Barundi, Cuba, Laos, Sierra Leone,Togo, Turkmenistan and Venezuela on the same reason. However, permanent residents, existing visa holders, certain visa categories and individuals whose entry serves the US national interest are exempted from the entry restrictions....

  Each district has significant role to play to boost the progress of India.It  can provide valuable inputs to frame better policies with targeted approach. India's diversity embodied in it's districts is very crucial for framing policies. So the policymakers should focus on and understand the full nature of this diversity before making policies. Policymakers should clearly understand the existing levels of socio economic aspects of the districts as an input in order to provide it equal weightage to its potential for socio economic development. In India, the average district has around 1.86 million people, This figure is larger than the population of countries like Bahrain and Luxembourg. Bahrain and Luxembourg have nearly 1.47 and 0.65 million people respectively . The figure regarding population shows the importance of crafting policy in order to provide them a good governance. In this context, the policymakers should consider the following while framing policies for the pro...

Uranium enrichment is crucial for nuclear armed countries for their nuclear weapons. There are 9 countries in the world that possess nuclear weapons/arsenal as of the beginning of 2025. They are Russia, United States, China, France, United Kingdom, Pakistan, India, Israel and North Korea.  Besides Belgium, Germany, Italy, the Netherlands and Turkiye host U.S nuclear weapons and Belarus is hosting Russian nuclear weapons. {Source: Which Countries have nuclear weapons? published by ICAN}. The report of the Federation of American Scientists  (FAS is an American non-profit global policy think tank headquartered in Washington DC) revealed that the 9 nuclear armed countries collectively possess 12331 warheads.{Source: Status of World Nuclear Forces, 2025 published by Federation of American Scientists}.The figure 12331 shows a significant decline from the approximately 70000 nuclear warheads possessed by the nuclear armed countries during the Cold However in the light of the recent ...